Our Services

 

Whether you’re just getting started, an experienced investor, or anywhere in between, HN Wealth Management has the experience and knowledge to help bring the pieces of your financial life together. We are dedicated to incorporating our core values into every client relationship and investment strategy. We recognize that our clients lead active and complex lives and might not have the time, expertise, or desire to manage certain aspects of their lives. As skilled and experienced professionals, we can help eliminate the stress of financial planning and guide you each step of the way. We pride ourselves on our attention to detail and the individual consideration we provide to each client. Our unique approach enables us to help you clarify your goals and identify the strategies that will help you achieve them.

Investment planning
Financial planning is an ongoing process in which we work together to make decisions that make the most sense for you today and into the future. We work to understand not only what is important to you, but why. As dreams, desires, and family demands change, we expect your financial goals and plan to change. We continually monitor your financial progress and revise your portfolio as needed, while guiding you and explaining each step in a way that is easy to understand. You will see the value in working with us to determine, pursue, and achieve your financial goals.

Tax planning and preparation
Understanding our tax system and how it impacts investing and planning is one of the most confusing elements you can encounter today. We will not recommend any course of action or any type of investment until we are fully aware of your goals and objectives – and then only when we are convinced that the recommended action is suitable as a long-term solution. We follow a disciplined approach to balance risk and return, and believe that educating clients enables them to make informed decisions.

Retirement planning
The goal of investing is to ensure financial security in life. We take the time to listen to your personal situation, and then determine your retirement expenses, income needs, and assess health and longevity risks. Our detailed process is developed to meet your needs while being the most tax efficient as possible. Whether you are just starting to plan, getting ready to retire, or already enjoying retirement, we will develop a strategy designed to help you retire comfortably; and confident you will not outlive your assets.

Employee and executive benefits
As a business owner, you value your employees and recognize the importance of a retirement plan as part of their financial goals. We provide sophisticated strategies and professional advice to assist you in making better decisions for retirement plan design, administration, education, and investment. Furthermore, we will educate your employees about the company plan and assist them in planning for and achieving the retirement lifestyle they have always dreamed of. Whether you are a business owner or employee, we strive to obtain the most benefit out of the available options. Our experience and knowledge with employee benefits such as stock options, deferred compensation, 401(k), and The Florida Retirement System helps us explain all of the options available in a way that is easy to understand.

Estate planning
An essential piece of protecting your wealth is having a plan in place to take care of your family. It is crucial that you prepare both emotionally and financially for the inevitable time when you are not around. We can help you pass on as much of your wealth as legally permissible, leaving your beneficiaries an inheritance instead of a tax bill.

Education funding
A college education is among the most important milestones in a child’s life. With the cost of college on the rise, funding an education can be an overwhelming challenge. A key element to funding a college education is to start saving early and to explore the various avenues and strategies that can help you reach your goal.

Trusts and trustee services
Critical financial events, good or bad, will arise throughout your lifetime, and we are here to organize these events for you. We understand that your legacy is important to you and your loved ones and believe taking the right precautions now can reap big rewards later. At HN Wealth Management, we work as a team with your attorney, accountant, and other skilled professionals to facilitate an appropriate plan based on careful consideration.